Interest Rates & Legal Information

Current Interest Rates

To obtain details of current interest rates for deposits and lending products, please email us (cdf@ballarat.catholic.org.au) or phone the office on 1800 134 100 and we will forward you an updated list of our current interest rates.


Disclosure

The Diocese of Ballarat – Catholic Development Fund (CDF) is not subject to the provisions of the Corporation Act 2001 nor has it been examined or approved by the Australian Securities and Investments Commission.  Deposits with CDF are guaranteed by CDPF Limited, a company established by the Australian Catholic Bishops Conference for this purpose.  We welcome your investment with the CDF rather than with a profit oriented commercial organisation as a conscious commitment by you to support the Charitable, Religious and Educational works of the Catholic Church. Neither CDF nor the Trustees of the Roman Catholic Trusts Corporation for the Diocese of Ballarat are prudentially supervised by the Australian Prudential Regulation Authority; contributions to CDF do not obtain the benefit of the depositor protection provisions of the Banking Act 1959; CDF is designed for investors who wish to promote the charitable purposes of the Catholic Diocese of Ballarat.


Privacy Notification

Your privacy is important to us
This statement outlines the Catholic Development Fund’s (the Fund) policy on how it uses and manages personal information provided to or collected by it.  The Fund respects and values the personal information entrusted to it, and will abide by the spirit and principles of the Privacy Amendment (Private Sector) Act 2000.

How will the Fund use the personal information you provide?
The Fund will use personal information you provide for:

  • assessment and processing of account and loan applications
  • processing receipts and payments, and servicing customers accounts
  • meeting legal and regulatory requirements, or
  • any other purpose to which you have consented.

Who might the Fund disclose personal information to?
Subject to the Privacy Act, the Fund may disclose personal information held about an individual to:

  • Computer Bureau and Software providers
  • The Fund’s Insurers
  • People providing professional Audit services to the Fund
  • Parents and/or guardians
  • Anyone you authorise the Fund to disclose information.

Updating personal information

The Fund endeavours to ensure that the personal information it holds is accurate, complete, and up to date. A person may seek to update their personal information held by the Fund by contacting the office during business hours.

You have the right to check what personal information the Parish holds about you.

To make a request to access any information the Fund holds about you or your child, please contact the office in writing. The Fund may require you to verify your identity and specify what information you require. The Fund will refer any requests for consent and notices in relation to personal information of a child to the parent and/or guardian.


Enquiries

If you would like further information about the way the Fund manages the personal information it holds, please contact the Fund Manager. A complete copy of the Fund’s Privacy Policy is available on request.